Is it time to consolidate your student loans?



You've graduated from college. And now each
month you're faced with a stack of bills for your student loans. Okay,
maybe it´s only a couple of bills. But it sure feels like a stack! They
have different due dates, rates and total balances. Consolidating your
student loans can help you eliminate some of the hassle.
What's Consolidation?



Consolidating (or combining) your student loans
can be a smart move. Basically, what you do is roll all of your existing
federal student loan debt into one new loan. The new loan will have an
interest rate that is calculated by taking the weighted average of the
federal student loans you choose to consolidate rounded up to the
nearest 1/8%. It may also extend your federal student loan repayment
period, thereby decreasing your monthly payments.



Consolidation Questions?



Do you have questions about student loan consolidating?

ALL Student Loans consolidation FAQs page might be exactly what your
looking for to answer all those questions regarding student loan
consolidation.

Consolidation Frequently Asked Questions






Quick answers to all your frequently asked questions.



<blockquote>
Q: What's a student loan consolidation?

A: A student loan consolidation allows parents and/or students to
refinance any outstanding Federal Stafford, PLUS or Grad PLUS
loans. It creates one single loan with one monthly payment while locking in a fixed-interest rate.</blockquote>

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<blockquote>
Q: Can all student loans be consolidated?

A: All federal student loans can be consolidated,
including Federal Perkins, Federal Subsidized Stafford or Direct Loans,
and Federal Unsubsidized Stafford or Direct Loans, Federal PLUS Loans
and Grad PLUS Loans. Private loans, however, are not eligible for ALL
Student Loan Consolidation programs.</blockquote>

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<blockquote>
Q: Who can consolidate student loans??

A: Students and parents who have taken out eligible federal student loans.</blockquote>

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<blockquote>
Q: How much can I consolidate?

A: You may consolidate the full amount of your outstanding federal student loans.</blockquote>

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<blockquote>
Q: When should I consolidate my loans?

A:Most people consolidate soon after graduation.
Stafford borrowers generally chose to consolidate before the six month
"grace period" expires. Start considering consolidation as graduation
(or the end of your studies) approaches. PLUS and Grad PLUS borrowers
may consolidate their student loans after the loans are fully dispersed,
provided they are in repayment status.</blockquote>

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<blockquote>
Q: What's this "grace period" I hear about?

A: Most federal Stafford loans give you six months
after graduation or after you drop below half-time before you have to
start repayment. You may request to have your consolidation loan fund at
the end of your grace period.</blockquote>

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<blockquote>
Q: How should I select a student loan consolidation provider?

A: Shop around. Do a lot of research, and compare
your options. See which lender offers the greatest savings as well as
the best service. Most of all don't be afraid to ask a lot of
questions. After all, this is YOUR financial future.</blockquote>

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<blockquote>
Q: How is ALL Student Loan different than other companies?

A: We're a nonprofit. Also, It is our current business practice not to
sell our loans to third parties. We keep them so we can provide
exceptional service. And we've been committed to the highest ethics in
the industry throughout the 27 years we've been providing assistance to
college students and their families.

for more go to http://i2links.me/59757
</blockquote>